Poser is 64.99 in the cheapest version, which is plenty enough for the level of character manipulation required. You can procure earlier versions of Poser, like Poser 8, on the 2nd hand market for a lot less. My big-nosed example (his name is Osgood), was created in Poser 7.
I gave makehuman a test run yesterday. It's okay-ish in a low expectations kind of way, but only for full body design. Facial features are a bit meh ...Forge. Bottom line is that good-looking 3D models of humans, with all their intricate little details in every aspect, clothing and motion, are not yet something that can be accomplished on the cheap in the domain of the point-and-click, unschooled average user, but require a bit of pro know-how and specialised (i.e. costly) pro apps. That should change in the future, but we're not quit there yet today.
You may only have been kidding, karma4u, but a lot of people buy Poser because it gives them a good shot and affordable tools for creating their own, home-made 3D porn. Aaah, haven't we all dreamt of steaming hot scenes of young elvish twin sister princesses being brutally molested by 200 10ft orcs with massive appendages? That's the real reason why Poser (and even makehuman.org) really exist. Sad, innit?